Some cards even accept balances from certain types of non-credit-card debt.Cons: Generally requires a good credit score to qualify.
You also can borrow against the equity in your home, a retirement account or a life insurance policy.
Avoid surprises: Before you start, get a handle on your credit scores and get a free copy of your credit reports. This type of credit card charges no interest for a promotional period, often 12 to 18 months, and allows you to transfer all your other credit card balances over to it, usually for a small fee.
I've tried to get a personal loan to pay off credit card debt and have just one big bill a month instead of multiple ones..
so far I've been denied everywhere I've credit took a hit from inquiries...
Some borrowers wind up in worse shape, either because they run up their credit cards again or because their debt remains overwhelming despite the better repayment terms.